Since the founding of Habitat for Missions (HFM) more than a decade ago, missions-minded investors have provided HFM with more than $1 million of investment capital to help fund the purchase and renovation of project houses. Their support has been instrumental in the expansion of our ministry. And our proven business model has enabled us to leverage their investments to achieve a typical return on investment of 20-25 percent and generate profits of more than $1.3 million to support missionaries and ministries worldwide.

This success has created many new opportunities for HFM to partner with churches and organizations across the country on a house renovation project. You can help us turn these opportunities into additional dollars for missions and ministry support by putting your money to work with HFM.

There are two ways to invest in the ministry of HFM: The HFM Capital Loan Program and the Foster Legacy Fund.


Investors in HFM's Capital Loan Program help fund the purchase and renovation of project houses by loaning funds to HFM interest-free for a minimum of 12 months. The loans are administered by Wesleyan Investment Foundation (WIF), the investment arm of the Wesleyan Church. Our relationship with WIF assures investors that the funds they loan to HFM are as secure as any other WIF deposit.

Here is how the program works:

  • Investors deposit their money for a minimum of 12 months in their own account at WIF.
  • After the investor signs a release form (Addendum), WIF then loans the money interest-free to HFM to buy project houses and the needed renovation materials and products.
  • On the agreed-upon date, loaned funds are returned to the investor's WIF account.
  • The investor then can withdraw the funds, leave them in an interest-bearing WIF account or reinvest them with HFM.


For those seeking to make a lasting impact for global missions and ministries, investing in the Foster Legacy Fund, named for HFM founders Bill and Daphne Foster, is a gift that keeps on giving.

Legacy Fund assets are used exclusively to purchase and renovate project houses. Once each house is completed and sold, the capital investment is returned to the Legacy Fund for use on the next HFM project. Since no administrative fee ever will be charged, investments in the Legacy Fund produce a continuing revenue stream for missions support in perpetuity.

HFM's goal is to secure investments of $1 million for the Legacy Fund, sufficient to fund projects that can yield $500,000 or more annually in support for missions and ministries.

There are many ways to invest in the Legacy Fund:

  • A cash donation;
  • A donation of appreciated stocks and/or bonds;
  • A donation of real estate (contact us for a copy of our policy governing our acceptance of such donations); 
  • A bequest in your will or estate plan.

To learn more about becoming an investor in either HFM's Capital Loan Program or the Foster Legacy Fund, contact HFM Chief Executive Officer Wayne Richards at 219-401-2322 or; HFM Founder Rev. Bill Foster at 765-506-6733 or; or HFM Co-Chief Financial Officer Gary Crandall at 517-369-9532 or